Terms and Conditions

Preamble

Avanis is a simplified joint-stock company with a registered capital of 148.727 euros, with registered office at 7 rue de la Fosse aux Canes 28200 Châteaudun, RCS Chartres 484 395 629, intracommunity VAT number FR23484395629, telephone number: +33 01 30 48 90 07

Avanis is a company specializing in distance selling through its website www.alltricks.com and its regional extensions (including www.alltricks.fr , www.alltricks.it , www.alltricks.es, www. alltricks.pt , www.alltricks.de hereinafter the "Site"), cycling equipment, running and outdoor activities.

On the Site are offered for sale products sold by Avanis ("Avanis Products") and products sold by third parties ("Third Party Products").

In order to sell on the Site, these third parties (hereinafter the "Third Vendors") have entered into a contract with Avanis subjecting them to various obligations in order to guarantee and secure the service. Third-party sellers have their own sales conditions, which can be consulted from the Site on the Third-Party Vendor's sheet.

Purchases of Third Party Products are made directly between the Customer and the Third Party Seller. Avanis is in no way reseller of the Third-Party Products sold on the Site, and over which Avanis has no control. Third Party Products may not be taken back or exchanged by Avanis itself, but may only be returned by the Third Party Seller.

ARTICLE 1 - SCOPE

The present general conditions of sale (hereinafter the "GTC") apply, without restriction or reserve, to all products offered for sale on the Site, whether it be Avanis Products. or Third Party Products.

However, for Third Party Products, when the general sales conditions of the Third Party Seller are more favorable, the consumer may invoke them against the Third Party Seller.

Consequently, the fact for a natural or legal person (hereinafter the "Customer") to order on the Site implies full and complete acceptance of the GTC.

The Terms and Conditions will remain in effect until a new version is posted. That is why, before any order validation, the Customer must consult and validate the GTC.

Avanis reserves the right to adapt or modify the GTC at any time. In case of modification, it will be applied to each order the current GTC at the registration of the order.

ARTICLE 2 - CUSTOMER ACCOUNT

The opening of a Customer account and the use of the Site are free (excluding possible costs of the connection, the price of which depends on the electronic communication operator), without obligation of purchase. Only the purchase of products gives rise to a payment from the Customer.

Access to the Site by the Customers is reserved for strictly personal use. When using the Site, the Customer declares to act privately.

In addition to the acceptance of the GTC, the purchase on the Site is subject to the opening of a Customer account. The Customer must provide the data for its identification. When opening this account and on the occasion of each order, the Customer undertakes to provide only accurate, complete information, which corresponds to his identity. The Customer must keep this information up-to-date and will be solely responsible for any error in the order or delivery due to incorrect information.

To buy on the Site, the Customer must use the username and password created when opening his account. The Customer undertakes to keep them secret and not to disclose them to any third party. The Customer will be solely responsible for access to his account with his username and password, unless evidence of fraudulent use that would not be attributable to him.

In the event of loss, misappropriation or fraudulent use of his username and / or password, the Customer agrees to immediately notify Avanis customer service via the following contact form: https://www.alltricks.com/contact

ARTICLE 3 - INTELLECTUAL PROPERTY

The Site, its content and all elements that constitute it, are creations for which Avanis and / or, if applicable, its partners as well as the Third Vendors, are holders of the full intellectual property rights and / or rights of exploitation, in particular under copyright, database law, trademark law, and design law.

The Site, as well as software, databases, texts, information, analyzes, images, photographs, graphics, logos, sounds, or any other data present on the Site, remain the exclusive property of Avanis or, the where applicable, from their respective owners with whom Avanis has entered into usage agreements.

The Customer has the right to consult on line the data and information present on the Site, and may, for a strictly private use, print them or save them for a purchase or a purchase project.

Any other use of the Site, particularly commercial, on the part of the Customer, is prohibited. The Customer is forbidden to reproduce and / or represent for a use other than private, to sell, distribute, broadcast, translate, adapt, broadcast and communicate in any form whatsoever, any element , information, or data of the Site.

In addition, the Customer is prohibited from introducing, by any means whatsoever, data likely to modify or impair the content or presentation of the Site. Any hypertext link to the Site must first be expressly authorized by Avanis. In addition, any hypertext link even authorized expressly by Avanis must be removed at first request from Avanis.

ARTICLE 4 - PRICES

For deliveries of Avanis products made in the metropolitan territory of the European Union, the rates indicated on the Site are expressed by default in Euros and All Taxes included.

For deliveries of third-party products registered in the metropolitan territory of the European Union and sent to the metropolitan territory of the European Union, the rates indicated on the Site are expressed by default in Euros and All Taxes included.

For deliveries outside the metropolitan territory of the European Union or third-party products registered outside the metropolitan territory of the European Union, tariffs are expressed by default in Euros and excluding any taxes. The Customer agrees to pay, if necessary, all taxes that may be requested by the country of delivery, including value-added tax and any customs duties. These rights may be requested by the carrier. Avanis can not be held responsible in the event that the Customer has not paid these taxes and fees.

These rates are broken down as follows.

• Product prices: these prices can be modified at any time by Avanis and the Third Vendors. However, in case of modification, the selling price applied will be that in force at the time of the registration of the order. The prices indicated on the Site do not include delivery charges, unless otherwise stated.
• Coupons: vouchers, discounts, promotional codes, fidelity checks issued by Avanis are not cumulative and can be used for Avanis products. They are not usable for Third Party Products.
• Delivery costs: Delivery costs depend on the products and the delivery method chosen by the Customer among the delivery methods offered by Avanis and the Third-Party Vendors. For each order, delivery charges are distinguished between Avanis products and each third party seller. These fees are indicated when the Customer selects the delivery methods and are available at any time in the "Deliveries" section of the Site and in the specific sales conditions of third-party sellers.

The amount (price of products and delivery costs) indicated in the confirmation of the order by Avanis or third-party sellers is the total price to be paid by the Customer.

ARTICLE 5 - ORDERS

Any order validated by the Customer constitutes an irrevocable acceptance of the sales contract which can only be challenged within the limits provided for in the T & Cs and the General Terms and Conditions of Sale of the Third-Party Sellers.

The two-step ordering procedure (double-click) associated with the authentication procedure and the protection of message integrity constitutes the validation of the sales contract.

Avanis will acknowledge receipt of the order to the Customer by sending an order confirmation email.

The Customer will be able to consult the information relating to the order in the "my orders" section of the customer area.

Avanis reserves the right to cancel any order from a Customer with whom there is a dispute.

The information provided by the Customer when placing the order is binding on the latter: in the event of an error in this information, and in particular the email address and contact details of the recipient, Avanis can not be held responsible for the impossibility of deliver the product. Any delivery made to the address indicated by the Customer will be considered perfect.

In the case of a reshipment due to a lack of information and / or error on the part of the Customer, the costs incurred by this reshipment will be billed to the Customer.

For Third Party Products, each relevant Third Party Seller is informed by Avanis of Third Party Seller Product Orders and has 48 business hours to confirm product availability. If the Third-Party Seller does not reply to the availability of the products within 48 working hours after notification by Avanis of the order, the order is automatically canceled and the Customer's account is not debited.

The Third Vendors is solely responsible in case of unavailability of third-party products. Avanis does not guarantee the accuracy of the information mentioned on the Site by third-party sellers and its responsibility can not be sought in this respect.

In case of unavailability of an Avanis or Third Party Seller, the Customer will be informed by email and the order of this specific product will be automatically canceled. The rest of the order remains firm and final. If the payment of this product has already been debited from the Customer's account, it will be reimbursed. Otherwise the price of the unavailable product will not be charged.

ARTICLE 6 - PAYMENT OF PRICE

6.1 - Terms of payment

Payment is made online by the Customer when ordering.

For all products, payment can be made:

• by credit card online (VISA, Mastercard, American Express, Bancontact, Ideal),

For Avanis products only, it can also be done:

• in several times, by the reserve system 3x 4x Oney (see article 14),
• by Paypal,
• by credit card by phone, by bank transfer,
• by check,
• by cash mandate.

For each order, the payment will be cashed separately:

• for Avanis: at order confirmation, price of Avanis products ordered and Avanis delivery costs
• for each third seller: at the shipping confirmation, the price of the third-party sellers shipped and the delivery costs of that third-party seller

The order validated by the Customer will only be considered effective when the payment reaches Avanis.

The payment of third-party products is processed and cashed into an escrow account in order to guarantee its security, and is only paid to said third-party sellers once the transaction has been definitively validated.

In the event that Avanis' liability is sought for damages related to an error in the debited sums, Avanis may waive all or part of its liability by providing proof that the error is attributable to the consumer, to an unforeseeable and insurmountable event of a third party, or to a case of force majeure.

In accordance with Article L. 441-6 of the Commercial Code, an indemnity of 40 € is due in the absence of payment the day after the date of payment appearing on the invoice as well as penalties of delay equivalent to 3 times the legal interest rate.

6.2 - Securing Payments

Payments made on the Site are fully secure. The bank details (credit card number and expiry date) communicated by the Customer are never transmitted to third-party sellers.

Thanks to the technical characteristics of the encryption software used on the Site, the Customers bank details can not be intercepted by third parties. By providing your bank details, the Customer agrees in advance and without condition that Avanis proceeds to the secure transaction. The Customer therefore authorizes in advance his bank to debit his account in view of statements transmitted by Avanis, even in the absence of invoices signed by the hand of the cardholder. Customer's account debit authorization is always given for the amount of products purchased as invoiced by Avanis.

6.3 - Fraud Checks

Avanis controls certain orders, and may have to ask the Customer for all the parts needed to release the order.

ARTICLE 7 - DELIVERY

Article 7.1: Delivery time and terms

After confirmation of the order, the Products ordered will be delivered by the carrier chosen by the Customer, subject to their availability, and unless otherwise indicated to the customer when placing an order, within a maximum of:

• for Avanis products: twenty-four (24) business hours
• for third-party products: ninety-six (96) hours worked

The Customer is informed by e-mail of each delivery of the products to the carrier. For Avanis products, the tracking of the current delivery is available on the Customer account.

For reasons of product availability and the multiplicity of third-party sellers, an order can be delivered one or more times to the Customer.

If the Customer specifically wants more than one delivery point, he must place several orders, the respective delivery costs for each order being invoiced.

For deliveries in metropolitan France, the carrier undertakes to deliver the order to the address that the Customer has provided, within a time limit of twenty-four (24) to seventy-two (72) working hours by Colissimo (Monday to Saturday), twenty-four (24) hours worked by Chronopost (Monday to Saturday), seventy-two (72) to one hundred and twenty (120) hours worked by Mondial Relay (Monday to Saturday) and seventy-two (72) to one hundred and twenty (120) hours worked by France Express (Monday to Saturday). Any delivery is made between eight (8) hours and eighteen (18) hours to the address indicated by the Customer. In case of absence, the Customer is normally notified by mailbox, email or SMS, depending on the selected carrier.

In the event of late delivery beyond the deadline provided upon conclusion of the contract, the Customer must contact the Avanis Customer Service (for Avanis products) or the Third Party Vendor (for Third Party Products), from his account, or by mail, or by letter, to request that the delivery be made within a reasonable additional time.

If the delivery is still not made after this additional period, the Customer may request the cancellation of his order to Avanis Customer Service (for Avanis products) or the Third Party Vendor (for Third Party Products) , from his account, or by mail, or by letter. The order will be considered canceled upon receipt of this request. In this case the Customer will be refunded the total amount paid within 14 days.

Avanis is responsible for delivery and delivery times only for Avanis products.

Third-party sellers are solely responsible for deliveries and delivery times for third-party products.

Article 7.2: Reception

Upon delivery, the customer is required to sign the delivery note. This delivery note is proof of receipt of the order. The delivery is made on the doorstep of shops for street shops or the ground floor for buildings, offices, houses (pavilions) or other establishments.

It is up to the person receiving the order to indicate on the delivery note, in a detailed, precise and detailed manner, all the reservations that seem relevant to him.

In case of apparent defects, the Customer has the right of return under the conditions provided below.

In the event of an anomaly, the Customer must inform Avanis Customer Service (for Avanis products) or the Third Party Vendor (for Third Party Products) as soon as possible by any means. The Customer retains his right to request the application of legal warranties.

Article 7.3: Returns and Exchanges for Non-Compliance or Defective Products

The Customer benefits from the legal guarantees of conformity and the latent defects, and this in accordance with the legal provisions in force as referred to in the article Responsibilities - Guarantees.

In the event that the Customer refuses a delivery for error in the contents of the delivery, for non-conformity or defect of the ordered products, it will have to immediately contact the Avanis Customer Service (for Avanis products) or the Third Party Seller (for Third Party Vendor products) in the "Product Return" section of the Site, to determine the applicable return procedure, the recipient of the return (Avanis or the Third Party Seller), and the return address.

The Customer is warned that the points of delivery in "Point Relais" have for exclusive mission to allow the withdrawal of the goods ordered by the Customer. Indeed, the "Relay Points" are not entitled to take the goods in return without the express agreement of Avanis or the Third Party Seller. Thus, the Customer can never go to a "Relay Point" to make the return of his delivery, unless he has received the prior written agreement by email from Avanis or Third Party Seller the return procedure indicated. In the event that the Customer does not comply with the return procedure and goes to a "Relay Point" without prior agreement, the "Relay Point" would be entitled to refuse to take over the products.

All items must be returned with their accessories and notices, and, where possible, in their original packaging.

The Customer has the legal period to request a credit or to be refunded the price, totally or partially in accordance with the provisions of Article L.217-10 of the Consumer Code.

ARTICLE 8 - TRANSFER OF OWNERSHIP - TRANSFER OF RISKS

The transfer of ownership of the products, for the benefit of the Customer, will be realized at the time of delivery of the said products.

ARTICLE 9 - RIGHT TO WITHDRAW

9.1 In accordance with Article L.221-18 of the Consumer Code, the Customer has a period of fourteen days from the date of receipt of the order to exercise his right of withdrawal, without having to justify its decision or other costs than those provided for in Articles L. 221-23 to L. 221-25.

9.2 The exercise of the right of withdrawal must be done:

• from Avanis for Avanis products
• from the relevant Third Party Seller for third-party products

To ensure proper handling of your request, the Customer is advised to keep Avanis or the Third Party Vendor informed in good time and follow the detailed return procedure in the "Product Return" section of the Website.

9.3 The product must be returned by post, preferably with delivery against signature, to the address indicated:

• in the withdrawal form attached to the GTC for Avanis products
• in the sales conditions of the Third Party Seller for third-party products.

It must send them to this address within fourteen (14) days of sending the withdrawal. Return shipping costs will be the sole responsibility of the Customer. Avanis and the Third Vendors are not responsible for lost returns.

9.4 The product must arrive in perfect condition for resale, without any trace of use, with its accessories, manuals and original packaging. The conformity of this return will be checked and validated upon receipt.

9.5 Avanis (for Avanis products) or the relevant Third Party Seller (for third-party products) will refund the sums paid by the Customer, free of charge, with the exception of the return costs.

In case of return of all Avanis products or all third-party products from the same Third Party Seller, the amount of the refund will include the price of the products concerned and the delivery costs (one way) of Avanis or the relevant Third Party Seller.

In the event of partial return of an order, the amount of the refund will include only the price of the products concerned, without the expenses of delivery (go).

The refund is due within a maximum of fourteen (14) days. However the refund may be deferred until the recovery of the good by Avanis or the third-party concerned, or upon receipt of the proof of shipment of the return of the product.

9.6 In case of exercise by the Customer of his right of withdrawal, when the price of the order, object of the withdrawal, is entirely or partially covered by a credit granted to the Customer, the credit agreement is terminated, without penalty.

ARTICLE 10 - RESPONSIBILITY - GUARANTEE

10.1 Avanis and the Third Vendors assume, with respect to the Customer, the responsibility for the products they sell, in accordance with the regulations in force.

10.2 Avanis' liability can not be blamed for minor variations that may have persisted despite all the precautions taken in representing the products.

10.3 In case of non-compliance, the Customer may choose between repair and replacement of the product. As specified in Article L217-9 of the Consumer Code, the seller may however choose another method than that chosen by the buyer if this choice entails a cost obviously disproportionate to the other modality. If the repair and replacement of the product are impossible, the Customer may return the goods and be refund the price, or keep the product and be refunded part of the price in accordance with Article L.217-10 of the Code de la consumption. The legal guarantee of conformity applies regardless of the possible commercial guarantee of the seller or the manufacturer. The consumer benefits from a period of 2 years from delivery of the goods to act in case of non-compliance.

10.4 In case of hidden defects, the seller is bound by the warranty for defects that make the product unsuitable for the intended use, or that reduce such use so much that the Customer has not acquired it or would have given a lower price if he had known them. In this case, the Customer has the choice to return the product and get the price back, or keep the product and get a part of the price. The Customer has a period of 2 years from the discovery of the defect.

10.5 Avanis can not be held responsible for non-compliance with the regulatory and legal provisions in force in a receiving country other than France. The Customer is solely responsible for the choice of products, their conservation and their use.

10.6 Unless the producer is not identifiable, Avanis can not be held liable for damages of any kind, whether tangible or intangible, which could result from a malfunction or misuse of the products marketed . The same is true for any changes in the products resulting from the manufacturers.

10.7 In addition to the legal guarantee of conformity and the legal guarantee of hidden defects, some products benefit from an additional commercial guarantee offered by the Third Party Seller and / or the manufacturer. The conditions of these commercial guarantees are accessible from the Site and the product sheet concerned.

This commercial warranty generally does not support equipment used in the competition or rental, wear damage, misuse, absence or lack of maintenance, or any modification on the product after delivery.

This commercial guarantee also does not support:

• the replacement of products known as consumables,
• non-compliant, irregular and abnormal use of products,
• the defects or specificities of a product mentioned in the article sheets,
• the defects and their consequences related to the improper use of the product for the intended use.

As part of this specific commercial warranty, all returns of defective parts are usually at the Customer's expense. Any incomplete or partial return can not be taken as a guarantee. Any traces of modifications or disassembly will void the warranty.

10.8 For any question about product warranties, the Customer has the possibility, before placing an order, to put a question to Customer Service via the contact section of the Site.

ARTICLE 11 - Confidentiality - Protection of personal data

These Terms are subject to the provisions of European regulation 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data and the free movement of such data, as well as to those of the law n ° 78-17 of January 6th, 1978 relating to data processing, the files and the liberties and any other applicable regulation in the matter which would come to supplement or replace them later.

The personal information and personal data concerning the Customer are necessary for the management of his orders and the commercial relations between Avanis and this one. These data are for example: Name, Address, Phone Number, Email Address, Bank Card Information, IP Address. In the absence of such information, Avanis will not be able to provide its service. This information can be passed on to companies that contribute to these relationships such as those responsible for the execution of services and orders for their management, execution, processing and payment. This computer processing has been declared to the Commission Nationale Informatique et Libertés (CNIL) under number: 1390007.

This information and data is kept for security purposes in order to comply with legal and regulatory requirements. It may be used by Avanis to provide the Customer with promotional offers, for statistical and anti-fraud purposes, for the legitimate interest of commercial development, technical improvement of its systems and the knowledge of its Customers and, finally, where appropriate with the consent of the Customer, customization of services, including through advertisements. Depending on the choices made during the creation or consultation of his account, the Customer will be likely to receive offers Avanis company.

The Customer can unsubscribe from Avanis newsletters at any time either by clicking on the link in all e-mails or by visiting this address https://www.alltricks.fr/newsletter/desinscription . The Customer also has the opportunity to register on the list of opposition to canvassing phone. The information relating to this device is available on the website http://www.bloctel.gouv.fr/.

The Site also provides Customers with the means to evaluate the performance of third-party sellers at the end of the delivery of the order. The assessment is carried out according to evaluation criteria. As such, AVANIS does not control the appreciation made by the Customers, which it merely stores on the Site. It may, however, be required to delete, without notice, any assessment the content of which has been reported to it to be unlawful. The evaluations left by the Customers, as well as the pseudonym of the Customer, may be visible to any visitor to the Site. The Customer undertakes to comment and evaluate the performance of third-party sellers in an objective manner and acknowledges being aware of being liable to prosecution, particularly in the case of defamatory, slanderous and / or deceptive comments.

The Customer can also consult and modify his personal data in his customer area.

The Customer has a right of access, modification, opposition, portability, limitation and deletion of information concerning him, as well as to define directives concerning the fate of his personal data in case of death, which he will send by simple mail to Avanis, and justifying his identity:

ALLTRICKS - Customer Service
5 avenue Newton, Pas du Lac ZAC
78180 Montigny-le-Bretonneux - France

Or by email at the following address: contact@alltricks.fr

Finally, the Customer has the right to lodge a complaint with a supervisory authority.

ARTICLE 12 - COORDINATES OF THE COMPANY

AVANIS
7 rue de la Fosse aux Canes
28200 CHATEAUDUN

ARTICLE 13 - DISPUTES AND APPLICABLE LAW - CLAIMS PROCESSING - MEDIATION

All purchase transactions made via the Site are subject to French law.

Any complaint can be made via the contact forms available in the 'contact' tab, and it will be answered to the Customer as soon as possible.

In the event of difficulties in the application of the GSC, the Customer has the possibility, before any mediation and any legal action, to seek an amicable solution notably with the help of a professional association of the branch, of a consumer association, the European Online Dispute Resolution Service ( https://ec.europa.eu/ consumers / odr ) or any other advice of his choice. In the absence of an amicable solution, the Customer can seize for free the Mediator Medicys (73 boulevard de Clichy, 75009 Paris, see https: //www.medicys.fr/ ).

It is recalled that, as a general rule, and subject to the discretion of the Courts, compliance with the provisions of the Terms and Conditions relating to the contractual guarantee assumes that the Customer is honoring its financial commitments to Avanis.

Any dispute that can not be resolved amicably, will fall within the courts of the place where the Customer remained at the time of the conclusion of the contract or that of the occurrence of the harmful event.

ARTICLE 14 - MENTIONS 3-4 and 10 TIMES WITH ONEY BANK

Payment of your order in 3 or 4 times without charge by credit card from 80 € of purchases up to 4000 € with Oney Bank

Our partner Oney Bank offers a financing solution called 3x 4x Oney, which allows you to pay your purchases from € 80 to € 4000 in 3 or 4 times without charge with your credit card.

Conditions : This offer is reserved for individuals (natural persons) residing in France and holding a Visa and MasterCard with a validity date greater than the duration of the chosen financing. Cards with systematic authorization including Electron, Maestro, Nickel etc ... as well as e-cards, Indigo and American Express cards are not accepted.

Terms of subscription : After completing your order, simply click on the "3x 4x Oney payment by credit card" button.

You are then redirected to the partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalized financing request, which you must then validate.

You enter your personal information or, if you have a 3x 4x Oney account, you sign in using the login credentials associated with your 3x 4x Oney account. You are aware of the general terms and conditions of payment in several times to which you wish to subscribe which are provided to you in PDF format so that you can read them, print them and save them before accepting them. You then notify your electronic acceptance by the corresponding checkbox.

You acknowledge that the "double click" associated with the check box on the acknowledgment of the general terms and conditions constitutes consent to contract and constitutes an irrevocable and unreserved acceptance of the general conditions of the product.

Unless proven otherwise, the data recorded by Oney Bank is proof of all transactions between you and Oney Bank.

If you apply for a financing solution offered by Oney Bank, the information related to your order will be forwarded to Oney Bank, which will use it to study your application for management and credit recovery.

Oney Bank reserves the right to accept or decline your application for 3x 4x Oney funding. You have a 14 day withdrawal period to cancel your credit.

How it works : Payment in 3 or 4 times without charge by credit card allows you to pay the order made on our merchant site as follows:

• a compulsory contribution, debited on the day of confirmation of the shipment of your order corresponding to a third or a quarter of the order;
• two or three monthly installments, each corresponding to a third or quarter of the order, taken at 30 and 60 days after the 3 times and at 30, 60 and 90 days after the 4 times.

Payment in 3 installments from 80 € of purchase and up to 4000 €

Example: For a purchase of 150 €, contribution of 50 € then 2 monthly payments of 50 €. 2-month fixed APR credit of 0%. Cost of the financing 0 €.

Payment in 4 installments from 80 € of purchase and up to 4000 €

Example: For a purchase of 400 €, contribution of 100 € then 3 monthly payments of 100 €. 3-month fixed APR credit of 0%. Cost of the financing 0 €.

Oney Bank - SA with capital of € 50,741,215 - Registered office: 40 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias no: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr

Financing your order in 10 times with a credit from 400 € purchases up to 6 000 € with Oney

Our partner Oney Bank offers you a credit offer with no insurance valid from € 400 to € 6,000 in 10 installments at a flat rate of 9.90% and a fixed lending rate of 9.48%

Conditions : This credit offer, which is assigned without compulsory insurance, is reserved for individuals (natural persons of age) residing in France.

Subscription Terms : After completing your order, simply select the "10-time financing" payment method. You are then redirected to the Oney web page, our partner, displaying the detailed summary of your order and the request for personalized financing, which you must then validate and sign. You enter your personal information, you become aware of the terms and conditions of the credit to which you wish to subscribe which are provided to you in PDF format so that you can take note of it, before accepting them. You then notify your acceptance by electronic signature. Unless proven otherwise, the data recorded by Oney constitutes proof of all transactions between you and Oney. If you apply for a financing solution offered by Oney, the information related to your order will be forwarded to Oney, who will use it to review your application for the award, management and collection of credit. Oney reserves the right to accept or decline your application for funding in 10 installments. You have a 14 day withdrawal period to cancel your credit.

How it works : The financing in 10 times by credit allows you to pay the order carried out on our Site in the following way:

• a compulsory contribution, debited the day of the confirmation of your order corresponding to percentage of the order,
• a fair distribution of the rest of the order amount to the number of monthly payments remaining,

Example for a purchase of 2000 € in 10 times, you pay a contribution of 200 € followed by 9 monthly payments of 207.98 €. Amount of funding: 1800 €. Total amount due: 1871.82 €. TAEG fixed at 9.90%. Fixed lending rate 9.48%.

Oney Bank - SA with a capital of € 50,741,215 - Registered office: 40 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias no: 07 023 261 - www.orias.fr/welcome - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr

Alltricks acts as exclusive agent in banking and payment services - N ° ORIAS is currently being registered - www.orias.fr - registered office: AVANIS ALLTRICKS Company 7 rue de la Fosse aux Canes 28200 CHATEAUDUN

APPENDIX - TYPICAL RETRACTION FORM FOR AVANIS PRODUCTS

RETRACTATION FORM

Attention:
Avanis
Return Service ALLTRICKS
7 rue des 13 Languages
28200 Châteaudun
France

I / we (*) hereby notify you (*) of my / our (*) withdrawal of the contract for the sale of the goods (*) / for the provision of services (*) below:

Ordered on (*) / received on (*):
Name of the consumer (s):
Address of the consumer (s):
Signature of the consumer (s) (only in case of notification of this paper form):

Date:

(*) Strike out what you do not need.

Address this request by any means to the address above. "

INFORMATION CONCERNING THE EXERCISE OF THE RIGHT OF RETRACTATION

Right of withdrawal

You have the right to withdraw from this contract without giving any reason within fourteen days.
The withdrawal period expires fourteen days after the day on which you, or a third party other than the carrier and designated by you, physically takes possession of the last goods. To exercise the right of withdrawal, you must notify us of your decision to withdraw from this contract by means of an unambiguous declaration (for example, letter sent by post, fax or e-mail). You can also complete and submit the model withdrawal form or other unambiguous declaration on our website www.alltricks.fr. If you use this option, we will promptly send you an acknowledgment of receipt of the retraction on a durable medium (for example, by email). In order for the withdrawal period to be respected, it is sufficient that you transmit your communication relating to the exercise of the right of withdrawal before the expiry of the withdrawal period.

Retraction effects

In the event of your withdrawal from this contract, we will reimburse you for all payments received from you, including delivery charges (except for additional charges arising from the fact that you have chosen, if applicable, a mode of delivery other than the less expensive mode of standard delivery proposed by us) without undue delay and, in any event, no later than fourteen days from the day we are informed of your decision to withdraw from this contract. We will refund using the same means of payment as you used for the original transaction, unless you expressly agree otherwise; in any case, this refund will not cause any costs for you. We may defer repayment until we have received the goods or until you have provided proof of shipment of the goods, whichever is the earlier.
You must return or return the property, to ourselves, without undue delay and, in any case, no later than fourteen days after you have communicated to us your decision to withdraw from this contract. This period is considered respected if you return the good before the expiration of the period of fourteen days.
You will be responsible for the direct costs of returning the property.